@font-face{font-family:Archivo;src:url(/fonts/archivo-latin.woff2) format("woff2");font-weight:400 800;font-style:normal;font-display:swap;unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Archivo;src:url(/fonts/archivo-latin-ext.woff2) format("woff2");font-weight:400 800;font-style:normal;font-display:swap;unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:"Source Sans 3";src:url(/fonts/source-sans-3-latin.woff2) format("woff2");font-weight:400 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#42565F;--ink-muted: #5D6F79;--white: #FFFFFF;--amber: #9A5B0C;--amber-soft: #FBF0DD;--fs-xs: .78rem;--fs-sm: .875rem;--fs-base: 1rem;--fs-md: clamp(1.05rem, .98rem + .3vw, 1.2rem);--fs-lg: clamp(1.18rem, 1.08rem + .5vw, 1.45rem);--fs-xl: clamp(1.4rem, 1.2rem + .9vw, 1.95rem);--fs-2xl: clamp(1.8rem, 1.4rem + 1.8vw, 2.9rem);--fs-3xl: clamp(2.2rem, 1.6rem + 2.8vw, 3.8rem);--fs-4xl: clamp(2.6rem, 1.75rem + 3.9vw, 4.9rem);--fs-5xl: clamp(2.6rem, 1.8rem + 3.2vw, 4.1rem);--sp-1: .25rem;--sp-2: .5rem;--sp-3: .75rem;--sp-4: 1rem;--sp-5: 1.5rem;--sp-6: 2rem;--sp-7: 3rem;--sp-8: 4rem;--sp-9: 6rem;--sp-10: 8rem;--section-y: clamp(3rem, 1.75rem + 5vw, 6rem);--gutter: clamp(1.1rem, .6rem + 2.2vw, 2.5rem);--maxw: 1180px;--maxw-narrow: 720px;--radius-sm: 0;--radius: 0;--radius-lg: 0;--radius-xl: 0;--radius-pill: 999px;--shadow-sm: none;--shadow: none;--shadow-lg: none;--ease: cubic-bezier(.22, 1, .36, 1);--font-sans: "Source Sans 3", system-ui, -apple-system, "Segoe UI", Helvetica, Arial, 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var(--paper);scrollbar-width:thin}::-webkit-scrollbar{width:11px;height:11px}::-webkit-scrollbar-track{background:var(--paper)}::-webkit-scrollbar-thumb{background:var(--rule-strong);border-radius:0;border:3px solid var(--paper)}::-webkit-scrollbar-thumb:hover{background:var(--navy-500)}.wrap{width:100%;max-width:var(--maxw);margin-inline:auto;padding-left:max(var(--gutter),env(safe-area-inset-left));padding-right:max(var(--gutter),env(safe-area-inset-right))}.wrap-narrow{width:100%;max-width:var(--maxw-narrow);margin-inline:auto;padding-left:max(var(--gutter),env(safe-area-inset-left));padding-right:max(var(--gutter),env(safe-area-inset-right))}.section{padding-block:var(--section-y)}.section-sm{padding-block:calc(var(--section-y) * .6)}.section-tint{background:var(--sand-50)}.section-dark{background:var(--navy-800);color:var(--sand-100)}.section-dark h1,.section-dark h2,.section-dark h3,.section-dark h4{color:var(--white)}.section-dark a:not(.btn){color:var(--teal-300)}.grid{display:grid;gap:var(--sp-5)}.grid-2{grid-template-columns:1fr}@media(min-width:720px){.grid-2{grid-template-columns:repeat(2,1fr)}}.grid-3{grid-template-columns:repeat(auto-fit,minmax(min(100%,280px),1fr))}.grid-4{grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr))}.stack>*+*{margin-top:var(--sp-4)}.stack-lg>*+*{margin-top:var(--sp-6)}.lede{font-size:var(--fs-md);color:var(--ink-soft);line-height:1.68}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55em;padding:.85em 1.6em;font-family:var(--font-display);font-size:var(--fs-base);font-weight:650;line-height:1.2;border-radius:var(--radius);border:2px solid transparent;cursor:pointer;text-decoration:none;transition:transform .18s var(--ease),background-color .18s var(--ease),border-color .18s var(--ease),color .18s var(--ease),box-shadow .18s var(--ease);white-space:nowrap}.btn:active{transform:translateY(1px)}.btn-primary{background:var(--teal-fill);color:var(--white)}.btn-primary:hover{background:var(--teal-fill-hover);color:var(--white)}.section-dark .btn-primary{border-color:#ffffff29}.section-dark .btn-primary:hover{border-color:#ffffff47}.btn-onteal{background:var(--white);color:var(--navy-900)}.btn-onteal:hover{background:var(--paper-2);color:var(--navy-900)}.btn-navy{background:var(--navy-700);color:var(--white)}.btn-navy:hover{background:var(--navy-800);color:var(--white)}.btn-ghost{background:transparent;color:var(--navy-700);border-color:var(--sand-200)}.btn-ghost:hover{border-color:var(--navy-700);color:var(--navy-900)}.btn-ghost-light{background:transparent;color:var(--white);border-color:#ffffff52}.btn-ghost-light:hover{border-color:var(--white);background:#ffffff14;color:var(--white)}.btn-lg{padding:1.05em 2em;font-size:var(--fs-md)}.btn-sm{padding:.6em 1.1em;font-size:var(--fs-sm)}.btn-row{display:flex;flex-wrap:wrap;gap:var(--sp-3);align-items:center}.ruled{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:clamp(1.5rem,1rem + 3vw,4rem);border-top:1px solid var(--rule)}.ruled>li{margin:0;display:grid;border-bottom:1px solid var(--rule)}.ruled-item{padding:var(--sp-5) var(--sp-3)}.ruled-item>:last-child{margin-bottom:0}.ruled-title{font-family:var(--font-display);font-size:var(--fs-md);font-weight:700;letter-spacing:-.01em;line-height:1.3;color:var(--navy-900);margin-bottom:var(--sp-2);text-wrap:balance}.ruled-body{margin:0;font-size:var(--fs-sm);color:var(--ink-soft);line-height:1.6}.section-tint .ruled{border-top-color:var(--sand-200)}.section-tint .ruled>li{border-bottom-color:var(--sand-200)}@media(max-width:760px){.ruled{grid-template-columns:1fr}}.tile{display:flex;flex-direction:column;gap:.5rem;padding:var(--sp-5) var(--sp-5) var(--sp-6);background:var(--paper-2);border:0;border-top:2px solid var(--rule-strong);border-radius:0;text-decoration:none;color:inherit;transition:border-color .18s var(--ease),background .18s var(--ease)}.tile:hover{border-top-color:var(--teal-600);background:var(--paper-3);color:inherit}.tile-top{display:flex;align-items:center;justify-content:space-between;gap:var(--sp-3);margin-bottom:.15rem}.tile-top svg.ico{width:1.45rem;height:1.45rem;color:var(--teal-600);stroke-width:1.6}.tile-meta{font-family:var(--font-sans);font-size:var(--fs-xs);font-weight:600;color:var(--teal-700);white-space:nowrap;letter-spacing:.01em;font-variant-numeric:tabular-nums}.tile-meta.muted{color:var(--ink-muted);font-weight:600}.tile h3{font-size:var(--fs-lg);font-weight:600;line-height:1.2;color:var(--navy-900);transition:color .18s var(--ease)}.tile:hover h3{color:var(--teal-700)}.tile p{font-size:var(--fs-sm);line-height:1.55;color:var(--ink-soft);margin:0}.ledger{list-style:none;margin:0 calc(var(--sp-4) * -1);padding:0;border-top:1px solid var(--rule)}.ledger>li{margin:0}.ledger>li>a,.ledger>li>.ledger-row{display:grid;grid-template-columns:1.1fr 1fr;align-items:center;gap:var(--sp-3) var(--sp-6);padding:var(--sp-4);border-bottom:1px solid var(--rule);border-radius:var(--radius-sm);text-decoration:none;color:inherit;transition:background .16s var(--ease),transform .16s var(--ease)}.ledger>li>a:hover{background:var(--paper-2);transform:translate(4px);color:inherit}.ledger-name{font-family:var(--font-display);font-size:var(--fs-md);font-weight:600;color:var(--navy-900);letter-spacing:-.01em}.ledger>li>a:hover .ledger-name{color:var(--teal-700)}.ledger-detail{display:flex;align-items:center;justify-content:space-between;gap:var(--sp-5);min-width:0}.ledger-note{color:var(--ink-soft);font-size:var(--fs-sm);line-height:1.5}.ledger-fee{font-size:var(--fs-sm);font-weight:600;color:var(--teal-700);white-space:nowrap;font-variant-numeric:tabular-nums;text-align:right}.ledger-fee.quoted{color:var(--ink-muted);font-weight:500}.ledger-plain>li>a,.ledger-plain>li>.ledger-row{grid-template-columns:minmax(10rem,17rem) minmax(0,1fr)}@media(max-width:760px){.ledger>li>a,.ledger>li>.ledger-row{grid-template-columns:1fr;gap:.2rem}.ledger-detail{flex-direction:column;gap:.2rem}.ledger-fee{order:-1}}.article-list{margin-inline:calc(var(--sp-4) * -1);border-top:1px solid var(--rule)}.article-row{display:flex;align-items:baseline;justify-content:space-between;gap:var(--sp-5);padding:var(--sp-4);border-bottom:1px solid var(--rule);border-radius:var(--radius-sm);text-decoration:none;color:inherit;transition:background .16s var(--ease),transform .16s var(--ease)}.article-row:hover{background:var(--paper-2);transform:translate(4px);color:inherit}.article-row-main{display:flex;flex-direction:column;gap:.2rem;min-width:0}.article-row-kicker{font-size:var(--fs-xs);font-weight:650;color:var(--teal-700);letter-spacing:.02em}.article-row-title{font-family:var(--font-display);font-weight:700;font-size:var(--fs-md);line-height:1.25;color:var(--navy-900);transition:color .16s var(--ease)}.article-row:hover .article-row-title{color:var(--teal-700)}.article-row-blurb{font-size:var(--fs-sm);line-height:1.5;color:var(--ink-soft)}.article-row-meta{flex-shrink:0;font-size:var(--fs-xs);font-weight:600;color:var(--ink-muted);white-space:nowrap;font-variant-numeric:tabular-nums}@media(max-width:520px){.article-row{flex-direction:column;align-items:flex-start;gap:.35rem}}.tile-featured{border-top-color:var(--teal-600);background:var(--teal-100)}.tile-top-spacer{display:block}.answer{background:var(--teal-100);border-left:1px solid var(--teal-600);padding:var(--sp-5) var(--sp-6);font-size:var(--fs-md);line-height:1.6;color:var(--navy-900)}.answer strong{color:var(--teal-700)}.callout{background:var(--amber-soft);border-left:1px solid var(--amber);border-radius:0 var(--radius) var(--radius) 0;padding:var(--sp-4) var(--sp-5);font-size:var(--fs-sm);color:#5c3a08}.prose{max-width:70ch}.prose>*+*{margin-top:1.35em}.prose>:first-child{margin-top:0}.prose h2{margin-top:2.2em;font-size:var(--fs-xl)}.prose h3{margin-top:1.8em;font-size:var(--fs-lg)}.prose h2{margin-bottom:.7em}.prose h3{margin-bottom:.55em}.prose p+p,.prose p+ul,.prose ul+p,.prose p+ol,.prose ol+p,.prose ul+ul,.prose blockquote+p,.prose p+blockquote{margin-top:1.35em}.prose ul,.prose ol{padding-left:1.3rem}.prose li::marker{color:var(--teal-600)}.prose strong{color:var(--navy-900);font-weight:650}.table-wrap{overflow-x:auto;border:0;-webkit-overflow-scrolling:touch}table{width:100%;border-collapse:collapse;font-size:var(--fs-sm);min-width:460px}thead th{background:transparent;color:var(--ink-muted);font-family:var(--font-sans);font-size:var(--fs-xs);font-weight:600;text-transform:uppercase;letter-spacing:.08em;text-align:left;padding:0 1rem .6rem;white-space:nowrap;border-bottom:2px solid var(--rule-strong)}tbody td{padding:.85rem 1rem;border-bottom:1px solid var(--rule);vertical-align:top}tbody tr:last-child td{border-bottom:0}tbody td:first-child{font-family:var(--font-display);font-weight:600;color:var(--navy-900)}.ticks{list-style:none;padding:0}.ticks li{position:relative;padding-left:1.9rem;margin-block:.6em;line-height:1.55}.ticks li:before{content:"";position:absolute;left:0;top:calc((1.55em - 1.15rem)/2);width:1.15rem;height:1.15rem;border-radius:0;background:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230E6360' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");background-size:.95rem;background-repeat:no-repeat;background-position:center}.section-dark .ticks li:before,.ticks-light li:before{background-color:transparent;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23D9EDEC' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E")}.faq-item{border-bottom:1px solid var(--sand-200)}.faq-item summary{cursor:pointer;padding:var(--sp-5) 2.75rem var(--sp-5) 0;font-family:var(--font-display);font-weight:650;font-size:var(--fs-md);color:var(--navy-900);position:relative;list-style:none;transition:color .16s var(--ease)}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:hover{color:var(--teal-700)}.faq-item summary:after{content:"";position:absolute;right:.35rem;top:50%;width:.7rem;height:.7rem;border-right:2.5px solid var(--teal-600);border-bottom:2.5px solid var(--teal-600);transform:translateY(-65%) rotate(45deg);transition:transform .22s var(--ease)}.faq-item[open] summary:after{transform:translateY(-20%) rotate(-135deg)}.faq-item>div{padding-bottom:var(--sp-5);color:var(--ink-soft);max-width:68ch}.pill{display:inline-flex;align-items:center;gap:.4em;padding:.3em .7em;border-radius:0;font-size:var(--fs-xs);font-weight:650;letter-spacing:.01em;background:var(--teal-100);color:var(--teal-700)}.pill-light{background:#ffffff1f;color:var(--white)}.pill-amber{background:var(--amber-soft);color:#8a5a11}.price-tag{font-family:var(--font-display);font-weight:700;color:var(--navy-900);white-space:nowrap}.price-tag .from{font-size:var(--fs-xs);font-weight:600;color:var(--ink-muted);text-transform:uppercase;letter-spacing:.06em}.price-tag .amount{font-size:var(--fs-xl)}.price-tag .unit{font-size:var(--fs-sm);color:var(--ink-muted);font-weight:600}.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy-900);color:var(--white);padding:.8rem 1.2rem;z-index:200;border-radius:0 0 var(--radius) 0}.skip-link:focus{left:0;color:var(--white)}.visually-hidden{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 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